This necklace has a portrait of Lakshmi sitting on a lotus flower on one side and text on the back.
Lakshmi is the Hindu goddess of wealth and beauty. Lakshmi is the consort of Vishnu, the preserver of the universe. She is seen standing on a Lotus, which symbolizes purity, as well as holding two Lotuses in two of her four hands. One of the other hands is raised in the gesture of dispelling fear, while the remaining hand is in the gesture of bestowing gifts.
Her invocation is Om Nameh Lakshmi Namah.